John Morton
Education:
Astronomy, Physics
University of California, Los Angeles
1987 : 1993
Experience:
Head of governance, risk, compliance and controls function for Capital One's second line risk management function overseeing technology and cybersecurity risk, reporting to the company's Chief Technology Risk Officer. Responsibilities include directing risk governance and policy; designing and executing risk identification and capability assessment processes; leading the compliance oversight function; and spearheading independent control testing.
2020 : Present
Capital One
Managing Vice President, Technology (& Cybersecurity) Risk Management
Head of second line credit risk function for Capital One's Consumer Bank and fraud risk function for all of Capital One. Also responsible for consumer credit policy and credit training for the corporation.
2014 :
Capital One
Managing Vice President, Assistant Chief Credit Officer
Lead or oversee all risk management and compliance activities for the corporation and bank holding company. Responsibilities include enabling the efficient and effective governance of significant risks including but not limited to credit, fraud, reputational, operational and regulatory risks; management of the risk operations group; chairing the company's Enterprise Risk Management Committee; and interfacing with all regulatory agencies.
2010 : 2013
Green Dot Corporation
Chief Risk Officer
Director of Risk Management for a large retail portfolio issued by GE. Responsible for all aspects of risk management including acquisitions, account management, fraud, portfolio monitoring, risk analytics and credit policy. Products include consumer and commercial private label and co-branded credit products and consumer prepaid products.
2007 : 2010
GE
Vice President - Risk Management
Head of Risk Management for a newly acquired, multi-million dollar financial services company specializing in prepaid products and other services for the unbanked and underserved consumer segments.
2005 : 2007
GE
Vice President - Risk Management
Company: Capital One
Years of Experience: 27
Specialties: Fraud, operational risk, credit risk, technology and cybersecurity risk, compliance risk, payments, deposit products, check cashing, Six Sigma.